/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}@layer components;@layer utilities{.relative{position:relative}.start{inset-inline-start:var(--spacing)}.hidden{display:none}.table{display:table}}:root{--paper:#f5f3ec;--paper-soft:#faf9f5;--paper-deep:#ebe8df;--ink:#171816;--muted:#62645f;--line:#d4d2c9;--yellow:#f0d66a;--yellow-soft:#f8eca9;--white:#fffef9;--shell:min(1400px, calc(100% - 96px))}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.5}a{color:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline-offset:4px;outline:3px solid #8b7621}.section-shell{width:var(--shell);margin-inline:auto}.site-header{z-index:10;width:var(--shell);border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;gap:32px;min-height:88px;margin-inline:auto;display:flex;position:relative}.brand,.footer-brand{color:var(--ink);letter-spacing:-.04em;white-space:nowrap;font-size:20px;font-weight:750;text-decoration:none}.brand span{letter-spacing:-.01em;font-size:.78em}.nav-links{align-items:center;gap:30px;display:flex}.nav-links a{font-size:13px;font-weight:650;text-decoration:none}.nav-links .nav-cta{border:1px solid var(--ink);border-radius:999px;padding:11px 18px}.hero{justify-content:center;align-items:center;min-height:760px;padding-block:88px 104px;display:flex}.hero-copy{text-align:center;width:100%;min-width:0}.eyebrow,.section-index,.visual-label{color:var(--muted);letter-spacing:.15em;margin:0;font-size:11px;font-weight:760}.hero h1{letter-spacing:-.045em;max-width:1120px;margin:0 auto;font-size:clamp(58px,7vw,104px);font-weight:720;line-height:1.05}.highlight{z-index:0;display:inline-block;position:relative}.highlight:after{content:"";z-index:-1;background:var(--yellow);border-radius:2px;height:.18em;position:absolute;bottom:.02em;left:-.03em;right:-.08em;transform:rotate(-1.2deg)}.hero-description{color:#3f413d;letter-spacing:-.018em;max-width:670px;margin:34px auto 0;font-size:19px;line-height:1.58}.hero-actions{justify-content:center;align-items:center;gap:28px;margin-top:34px;display:flex}.button{min-height:56px;font:inherit;cursor:pointer;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;padding:0 24px;font-size:14px;font-weight:730;text-decoration:none;transition:transform .18s,background-color .18s,color .18s,box-shadow .18s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-dark{background:var(--ink);color:var(--white)}.button-dark:hover{background:#393b36;box-shadow:0 12px 26px #1718162e}.button-yellow{background:var(--yellow);width:100%;color:var(--ink);margin-top:6px}.button-yellow:hover{background:#e2c54d;box-shadow:0 12px 26px #17181629}.metrics{border:1px solid var(--line);background:#faf9f5bd;border-radius:22px;grid-template-columns:repeat(3,minmax(0,1fr));max-width:920px;margin:48px auto 0;padding:8px;display:grid;box-shadow:0 14px 40px #1718160d}.metrics div{border-radius:15px;flex-direction:column;justify-content:center;align-items:center;min-width:0;min-height:92px;padding:19px clamp(16px,2vw,26px) 18px;transition:transform .18s,background-color .18s,box-shadow .18s;display:flex}.metrics div+div{border-left:1px solid var(--line)}.metrics dt{white-space:nowrap;letter-spacing:-.055em;font-size:clamp(24px,2.3vw,32px);font-weight:780;line-height:1;transition:color .18s}.metrics dd{color:var(--muted);margin:8px 0 0;font-size:12px;font-weight:620}@media (hover:hover){.metrics div:hover{background:var(--white);box-shadow:inset 0 -3px 0 var(--yellow), 0 12px 24px #17181614;transform:translateY(-3px)}.metrics div:hover dt{color:#6d5c18}}.why-etfs-section{border-top:1px solid var(--line);background:var(--paper-soft);padding-block:124px}.why-etfs-intro{grid-template-columns:minmax(0,.9fr) minmax(360px,.74fr);align-items:end;gap:clamp(54px,9vw,140px);margin-bottom:58px;display:grid}.why-etfs-heading h2{letter-spacing:-.055em;margin:16px 0 0;font-size:clamp(48px,5.6vw,80px);line-height:1.02}.etf-definition{color:#4a4c46;max-width:610px;margin:0;font-size:20px;line-height:1.7}.etf-definition strong{color:var(--ink);font-weight:760}.etf-benefits{border:1px solid var(--line);background:var(--line);border-radius:26px;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;display:grid;overflow:hidden}.etf-benefit{background:var(--white);text-align:center;flex-direction:column;align-items:center;min-height:244px;padding:34px 28px 30px;transition:transform .18s,background-color .18s,box-shadow .18s;display:flex}.etf-benefit h3{letter-spacing:-.04em;margin:0;font-size:clamp(25px,2vw,31px);line-height:1.05}.etf-benefit p{color:var(--muted);margin:28px 0 0;font-size:14px;line-height:1.7}@media (hover:hover){.etf-benefit:hover{z-index:1;box-shadow:inset 0 -3px 0 var(--yellow), 0 16px 34px #1718161c;background:#fffdf5;transform:translateY(-4px)}}.simplification-showcase{background:var(--ink);color:var(--white);border-radius:38px;grid-template-columns:minmax(300px,.66fr) minmax(600px,1.1fr);align-items:center;gap:clamp(48px,7vw,100px);margin-top:72px;padding:clamp(38px,5vw,70px);display:grid}.simplification-copy .section-index{color:var(--yellow)}.simplification-copy h3{letter-spacing:-.058em;margin:22px 0 0;font-size:clamp(42px,4.2vw,62px);line-height:1.02}.simplification-showcase .clarity-visual{background-color:#e8e5db;border:0;width:100%;margin:0;box-shadow:0 24px 70px #00000038}.simplification-showcase .portfolio-comparison{width:min(100%,650px);margin:0 auto}.clarity-visual{background-color:var(--paper-deep);background-image:linear-gradient(#1718160b 1px,#0000 1px),linear-gradient(90deg,#1718160b 1px,#0000 1px);background-size:42px 42px;border:1px solid #17181614;border-radius:32px;min-width:0;padding:clamp(24px,3vw,42px);overflow:hidden}.visual-heading{flex-wrap:wrap;gap:0 6px;font-size:14px;display:flex}.visual-heading strong{font-weight:750;position:relative}.visual-heading strong:after{content:"";z-index:-1;background:var(--yellow);height:5px;position:absolute;bottom:1px;left:-2px;right:-4px}.portfolio-comparison{grid-template-columns:minmax(0,1fr) 42px minmax(0,1fr);align-items:center;gap:14px;margin-top:32px;display:grid}.portfolio-side{min-width:0}.portfolio-title{color:var(--ink);letter-spacing:-.025em;text-align:center;margin:0 0 16px;font-size:17px;font-weight:780}.portfolio-phone{background:linear-gradient(145deg,#3d3e3a,#11120f 68%);border:1px solid #4b4c48;border-radius:38px;width:100%;max-width:276px;margin-inline:auto;padding:7px;position:relative;overflow:hidden;box-shadow:0 28px 60px #17181647,inset 0 0 0 1px #ffffff1a}.phone-interface{min-height:572px;color:var(--ink);background:#f9f8f3;border-radius:31px;position:relative;overflow:hidden}.phone-status{color:#343531;justify-content:space-between;align-items:center;height:30px;padding:0 15px;font-size:8.5px;font-weight:760;display:flex;position:relative}.phone-status i{background:var(--ink);border-radius:999px;width:52px;height:15px;position:absolute;top:6px;left:50%;transform:translate(-50%)}.phone-system{align-items:end;gap:2px;height:10px;display:flex}.phone-system b{background:var(--ink);border-radius:2px;width:2px;display:block}.phone-system b:first-child{height:4px}.phone-system b:nth-child(2){height:6px}.phone-system b:nth-child(3){height:8px}.phone-app-heading{background:#ffffffc7;border-bottom:1px solid #e6e4dc;align-items:center;gap:11px;padding:10px 14px 11px;display:flex}.broker-mark{background:var(--ink);width:34px;height:34px;color:var(--yellow);letter-spacing:-.025em;border-radius:10px;flex:none;place-items:center;font-size:10.5px;font-weight:850;display:grid}.phone-app-title{flex:1;min-width:0}.phone-app-title small,.phone-app-title strong{display:block}.phone-app-title small{color:#343630;letter-spacing:.09em;font-size:8px;font-weight:850}.phone-app-title strong{color:#777970;letter-spacing:-.01em;margin-top:3px;font-size:7.5px;font-weight:680}.portfolio-summary{background:#f0eee7;border:1px solid #e1ded5;border-radius:16px;margin:11px 12px 8px;padding:13px 14px 14px;box-shadow:0 7px 18px #1718160b}.portfolio-summary-top{justify-content:flex-start;align-items:center;gap:6px;display:flex}.portfolio-summary-top span{color:var(--muted);font-size:7px;font-weight:650}.portfolio-summary-top b{color:#676961;letter-spacing:.06em;font-size:7.5px}.portfolio-stat{margin-top:11px}.portfolio-stat strong{letter-spacing:-.045em;font-size:18px;display:block}.portfolio-summary-simple{background:#fff7c9;border-color:#dcc85c}.portfolio-tabs{color:#8b8c86;text-align:center;border-bottom:1px solid #e5e3db;grid-template-columns:1fr 1fr;align-items:end;height:36px;padding:0 12px;font-size:7px;font-weight:720;display:grid}.portfolio-tabs span{border-bottom:2px solid #0000;place-items:center;height:36px;display:grid}.portfolio-tabs span.active{border-bottom-color:var(--yellow);color:var(--ink)}.phone-scroll-window{height:311px;position:relative;overflow:hidden;-webkit-mask-image:linear-gradient(#0000 0,#000 3% 94%,#0000 100%);mask-image:linear-gradient(#0000 0,#000 3% 94%,#0000 100%)}.complex-list-track{will-change:transform;animation:32s linear infinite portfolio-scroll}.complex-phone:hover .complex-list-track{animation-play-state:paused}.asset-feed{padding:2px 11px 38px}.asset-group{margin-top:12px}.asset-group-heading{background:#efede6;border:1px solid #e0ded5;border-radius:9px;justify-content:space-between;align-items:center;gap:8px;padding:7px 8px;display:flex}.asset-group-heading strong{letter-spacing:-.015em;font-size:8.5px}.asset-group-heading span{color:var(--muted);font-size:6px;font-weight:700}.asset-group-items{border-left:1px solid #d8d5cc;margin-left:12px;padding-left:10px}.asset-row{color:#42433f;border-bottom:1px solid #eeece5;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:6px;min-height:36px;font-size:8.5px;display:grid;position:relative}.asset-row:before{content:"";background:#c9c6bb;width:8px;height:1px;position:absolute;top:50%;left:-10px}.asset-row>strong{text-overflow:ellipsis;white-space:nowrap;font-size:8.5px;font-weight:680;overflow:hidden}.asset-row small{color:#9b9c96;font-size:13px;font-weight:700}.simple-portfolio-list{padding:5px 12px 0}.simple-asset-row{color:#42433f;border-bottom:1px solid #e9e6dc;min-height:52px;padding:9px 4px}.simple-asset-row strong{font-size:8.5px;font-weight:760;display:block}.simple-etf-code{color:#6f681f;letter-spacing:.025em;align-items:center;gap:7px;margin-top:6px;font-size:8px;font-weight:800;display:flex}.simple-etf-code:before{content:"";background:#c9b84f;flex:none;width:12px;height:1px}.flow-arrow{background:var(--yellow);border:1px solid #a9922e;border-radius:50%;place-items:center;width:44px;height:44px;font-size:21px;display:grid;box-shadow:0 12px 28px #7b661226}.phone-bottom-nav{z-index:3;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);background:#fffefaf5;border-top:1px solid #dfddd4;border-radius:0 0 30px 30px;grid-template-columns:repeat(3,1fr);align-items:center;height:52px;display:grid;position:absolute;bottom:0;left:0;right:0;box-shadow:0 -8px 20px #1718160d}.phone-bottom-nav>span{color:#9a9b95;flex-direction:column;justify-content:center;align-items:center;gap:4px;height:100%;font-size:6px;font-weight:720;display:flex}.phone-bottom-nav i{border:1.5px solid;border-radius:4px;width:14px;height:11px;display:block}.phone-bottom-nav>span.active{color:var(--ink)}.phone-bottom-nav>span.active i{background:var(--yellow);border-color:#b49b2d}@keyframes portfolio-scroll{to{transform:translateY(-50%)}}.about-section{background:var(--paper);padding-block:128px}.about-grid{grid-template-columns:minmax(380px,.78fr) minmax(0,1.08fr);align-items:start;gap:clamp(64px,9vw,140px);display:grid}.about-media{position:sticky;top:32px}.about-photo{aspect-ratio:4/5;background:#282925;border:1px solid #1718161f;border-radius:32px;position:relative;overflow:hidden;box-shadow:0 30px 80px #17181629}.about-photo:after{content:"";pointer-events:none;background:linear-gradient(#0000,#0e0f0dc2);position:absolute;inset:40% 0 0}.about-photo img{object-fit:cover;object-position:50% 55%;filter:saturate(.86)contrast(1.07)brightness(.98);width:100%;height:100%;display:block;transform:scale(1.015)}.about-photo-caption{z-index:1;position:absolute;bottom:30px;left:30px;right:30px}.about-photo-caption span,.about-photo-caption strong{display:block}.about-photo-caption span{color:var(--yellow);letter-spacing:.16em;font-size:9px;font-weight:800}.about-photo-caption strong{max-width:360px;color:var(--white);margin-top:10px;font-size:18px;line-height:1.35}.about-copy{padding-top:10px}.about-copy h2{letter-spacing:-.06em;max-width:760px;margin:22px 0 0;font-size:clamp(52px,5.8vw,84px);line-height:.98}.about-lead{color:#343631;letter-spacing:-.018em;max-width:780px;margin:38px 0 0;font-size:21px;line-height:1.7}.about-lead strong,.about-narrative p strong{color:var(--ink);font-weight:760}.about-narrative{border-top:1px solid var(--line);max-width:760px;margin-top:42px;padding-top:34px}.about-narrative p{color:#555751;margin:0;font-size:16px;line-height:1.8}.about-narrative p+p{margin-top:24px}.about-narrative blockquote{border-left:5px solid var(--yellow);color:var(--ink);letter-spacing:-.035em;margin:34px 0;padding:3px 0 3px 24px;font-size:clamp(24px,2.2vw,32px);font-weight:690;line-height:1.3}.about-signoff{border-top:1px solid var(--line);max-width:760px;margin-top:42px;padding-top:24px}.about-signoff strong,.about-signoff span{display:block}.about-signoff strong{font-size:16px}.about-signoff span{color:var(--muted);margin-top:5px;font-size:12px}.testimonials-section .section-index{color:#adaea9}.section-heading h2,.contact-copy h2{letter-spacing:-.055em;margin:0;font-size:clamp(38px,4.3vw,66px);line-height:1.02}.journey-section{background:var(--paper-deep);color:var(--ink);padding-block:124px}.journey-section .section-index{color:#8b7a2c}.journey-intro{text-align:center;max-width:980px;margin-inline:auto}.journey-intro h2{letter-spacing:-.06em;margin:22px 0 0;font-size:clamp(48px,5.4vw,78px);line-height:1.01}.journey-intro>p:last-child{max-width:690px;color:var(--muted);margin:24px auto 0;font-size:17px;line-height:1.7}.journey-paths{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:64px;display:grid}.journey-path{border:1px solid var(--line);background:#ffffffd1;border-radius:28px;padding:clamp(34px,4vw,52px);transition:transform .18s,border-color .18s,box-shadow .18s;position:relative;box-shadow:0 14px 38px #1718160e}.journey-path:nth-child(2){background:#fbf8e8;border-color:#ddd29b}.journey-path-label{display:block}.journey-path-label:before{content:"";background:var(--yellow);border-radius:999px;width:30px;height:3px;display:block}.journey-path-label h3{letter-spacing:-.05em;max-width:590px;margin:20px 0 0;font-size:clamp(34px,3.3vw,47px);line-height:1.05}.journey-path-subtitle{color:#3d3f3a;letter-spacing:-.025em;max-width:590px;margin:18px 0 0;font-size:clamp(20px,1.8vw,25px);font-weight:720;line-height:1.3}.journey-path-lead{color:var(--muted);margin:16px 0 0;font-size:15px;line-height:1.75}.journey-path-steps{border-top:1px solid var(--line);margin:34px 0 0;padding:0;list-style:none}.journey-path-steps li{border-bottom:1px solid var(--line);grid-template-columns:22px minmax(0,1fr);gap:12px;padding:18px 0;display:grid}.journey-path-steps i{background:var(--yellow);border-radius:999px;width:16px;height:3px;margin-top:9px;display:block}.journey-path-steps strong,.journey-path-steps p{display:block}.journey-path-steps strong{font-size:15px}.journey-path-steps p{color:var(--muted);margin:5px 0 0;font-size:13px;line-height:1.6}.journey-path-note{border-left:3px solid var(--yellow);color:#4d4f49;background:#f3f0df;border-radius:0 10px 10px 0;margin:24px 0 0;padding:15px 17px;font-size:13px;font-weight:680;line-height:1.55}.journey-path:nth-child(2) .journey-path-note{background:#ffffffa6}.journey-foundation{color:var(--white);background:#252623;border-radius:30px;margin-top:18px;padding:clamp(38px,5vw,62px);box-shadow:0 22px 50px #17181624}.journey-foundation-heading{text-align:center;display:block}.journey-foundation h3{letter-spacing:-.055em;max-width:860px;margin:0 auto;font-size:clamp(34px,4vw,56px);line-height:1.04}.journey-principles{border-top:1px solid #4c4d48;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:44px;display:grid}.journey-principles article{min-width:0;padding:30px 30px 0 0}.journey-principles article+article{border-left:1px solid #4c4d48;padding-left:30px}.journey-principles strong{display:block}.journey-principles article:before{content:"";background:var(--yellow);border-radius:999px;width:24px;height:3px;display:block}.journey-principles strong{margin-top:18px;font-size:18px}.journey-principles p{color:#bfc0bb;margin:10px 0 0;font-size:13px;line-height:1.7}@media (hover:hover){.journey-path:hover{border-color:#cabe74;transform:translateY(-2px);box-shadow:0 14px 30px #17181614}}.journey-entry-cta{background:var(--paper);justify-content:center;padding:0 24px 76px;display:flex}.journey-entry-cta .button{min-width:326px}.section-heading{justify-content:space-between;align-items:end;gap:48px;display:flex}.section-heading h2{max-width:860px;margin-top:22px}.fit-section{background:var(--paper);padding-block:120px}.fit-heading{margin-bottom:58px;display:block}.fit-heading h2{letter-spacing:-.06em;max-width:800px;margin:22px 0 0;font-size:clamp(44px,5vw,72px);line-height:1.01}.fit-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;display:grid}.fit-card{border:1px solid var(--line);border-radius:28px;min-width:0;padding:clamp(32px,4.5vw,62px);overflow:hidden}.fit-positive{background:var(--yellow-soft)}.fit-negative{color:var(--white);background:#252623;border-color:#252623}.fit-card-heading{min-height:0;margin-bottom:30px}.fit-card h3{letter-spacing:-.05em;max-width:520px;margin:0;font-size:clamp(34px,3.2vw,48px);line-height:1.02}.fit-card ul{margin:0;padding:0;list-style:none}.fit-card li{border-top:1px solid #1718162e;grid-template-columns:24px minmax(0,1fr);align-items:start;gap:14px;padding:18px 0;display:grid}.fit-negative li{border-color:#4a4b46}.fit-list-marker{background:var(--ink);width:22px;height:22px;color:var(--yellow);border-radius:6px;place-items:center;font-size:13px;font-weight:800;display:grid}.fit-negative .fit-list-marker{color:#d2d3ce;background:#3a3b37;border:1px solid #5a5b56}.fit-card li p{margin:0;font-size:15px;line-height:1.55}.testimonials-section{background:var(--ink);color:var(--white);padding-block:120px;overflow:hidden}.testimonial-heading{grid-template-columns:minmax(0,1.2fr) minmax(260px,.42fr);align-items:end;gap:clamp(48px,8vw,120px);display:grid}.testimonial-heading h2{letter-spacing:-.06em;max-width:850px;margin:22px 0 0;font-size:clamp(44px,5vw,72px);line-height:1.01}.testimonial-summary{border-left:1px solid #4c4d48;padding:24px 0 2px 30px}.testimonial-summary strong{color:var(--yellow);letter-spacing:-.045em;font-size:clamp(28px,3vw,42px);line-height:1;display:block}.testimonial-summary p{color:#adaea9;margin:14px 0 0;font-size:13px}.testimonial-marquee{outline-offset:-4px;width:100%;margin-top:68px;overflow:hidden;-webkit-mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000);mask-image:linear-gradient(90deg,#0000,#000 6% 94%,#0000)}.testimonial-track{will-change:transform;gap:18px;width:max-content;animation:86s linear infinite testimonial-scroll-right;display:flex;transform:translate(calc(-50% - 9px))}.testimonial-marquee:hover .testimonial-track,.testimonial-marquee:focus .testimonial-track,.testimonial-marquee:focus-within .testimonial-track{animation-play-state:paused}.testimonial-set{gap:18px;display:flex}.testimonial-card{background:var(--paper-soft);width:clamp(300px,28vw,390px);color:var(--ink);border:1px solid #d7d4c9;border-radius:24px;flex-direction:column;padding:26px;display:flex}.testimonial-card:nth-child(3n+2){background:var(--yellow-soft);border-color:#dfc955}.testimonial-card header{align-items:center;gap:15px;display:flex}.testimonial-score{background:var(--ink);width:58px;height:58px;color:var(--yellow);border-radius:50%;flex:none;grid-template-columns:auto auto;place-content:center;align-items:baseline;display:grid}.testimonial-score strong{font-size:21px;line-height:1}.testimonial-score small{color:#bfc0bb;font-size:9px}.testimonial-author{align-items:center;min-height:58px;display:flex}.testimonial-author strong{letter-spacing:-.02em;font-size:18px;line-height:1.2;display:block}.testimonial-card blockquote{letter-spacing:-.025em;flex:1;margin:30px 0 24px;font-size:clamp(18px,1.55vw,21px);line-height:1.42}.testimonial-card footer{color:var(--muted);letter-spacing:.13em;border-top:1px solid #17181629;padding-top:14px;font-size:11px;font-weight:780}.testimonial-disclosure{color:#999b95;margin-top:34px;font-size:11px;line-height:1.6}.testimonial-cta{justify-content:center;align-items:center;margin-top:46px;display:flex}.testimonial-cta .button-yellow{width:auto;min-width:286px;margin:0}@keyframes testimonial-scroll-right{0%{transform:translate(calc(-50% - 9px))}to{transform:translate(0)}}.contact-section{grid-template-columns:minmax(0,.86fr) minmax(480px,.9fr);align-items:start;gap:clamp(60px,10vw,150px);padding-block:120px;display:grid}.contact-copy{position:sticky;top:40px}.contact-copy h2{margin-top:24px}.contact-copy>p:not(.section-index){color:#464842;max-width:580px;margin:28px 0 0;font-size:18px;line-height:1.7}.lead-form{border:1px solid var(--line);background:var(--paper-soft);border-radius:28px;padding:clamp(28px,4vw,48px);position:relative}.form-honeypot{clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.lead-form .button:disabled{cursor:wait;opacity:.68;transform:none}.field-row{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;display:grid}.lead-form label:not(.consent-field){color:#42443f;gap:9px;margin-bottom:18px;font-size:12px;font-weight:680;display:grid}.lead-form input,.lead-form select{background:var(--white);width:100%;min-height:52px;color:var(--ink);font:inherit;border:1px solid #c7c5bd;border-radius:10px;padding:0 15px;font-size:15px}.lead-form input[aria-invalid=true],.lead-form select[aria-invalid=true]{background:#fff9f7;border-color:#b64b42;box-shadow:0 0 0 3px #b64b421a}.field-error{color:#a23e36;font-size:11px;font-weight:650;line-height:1.45}.conditional-field{background:#fffdf5;border:1px solid #ddd9ca;border-radius:14px;padding:16px}.field-hint{color:var(--muted);font-size:10px;font-weight:520;line-height:1.5}.privacy-disclosure{border:1px solid var(--line);background:var(--white);color:var(--muted);border-radius:12px;margin:4px 0 18px;padding:14px 16px;font-size:11px}.privacy-disclosure summary{color:#42443f;cursor:pointer;font-weight:720}.privacy-disclosure p{margin:10px 0 0;line-height:1.6}.privacy-disclosure a{text-underline-offset:3px;font-weight:680}.consent-field{color:var(--muted);align-items:flex-start;gap:11px;margin:2px 0 18px;font-size:11px;line-height:1.5;display:flex}.consent-field input{flex:none;width:18px;height:18px;min-height:18px;margin-top:1px}.consent-field.is-invalid{color:#a23e36}.consent-error{margin:-10px 0 18px 29px;display:block}.form-status{color:#4e471e;text-align:center;margin:14px 0 0;font-size:11px;font-weight:680;line-height:1.5}.faq-section{background:var(--paper-deep);padding-block:120px}.faq-layout{grid-template-columns:minmax(300px,.62fr) minmax(0,1fr);align-items:start;gap:clamp(60px,10vw,150px);display:grid}.faq-heading h2{letter-spacing:-.055em;max-width:580px;margin:0;font-size:clamp(42px,4.5vw,66px);line-height:1.02}.faq-heading>p:not(.section-index){color:#4d4f49;max-width:480px;margin:28px 0 0;font-size:16px;line-height:1.7}.faq-list{border-top:1px solid #bdbbb2}.faq-item{border-bottom:1px solid #bdbbb2}.faq-item summary{cursor:pointer;letter-spacing:-.025em;grid-template-columns:minmax(0,1fr) 42px;align-items:center;gap:24px;min-height:88px;padding-block:24px;font-size:19px;font-weight:720;list-style:none;display:grid}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:focus-visible{outline-offset:5px;outline:3px solid #8b7621}.faq-icon{border:1px solid #aaa89f;border-radius:50%;place-items:center;width:42px;height:42px;font-size:23px;font-weight:520;line-height:1;transition:transform .18s,background-color .18s,border-color .18s;display:grid}.faq-item[open] .faq-icon{border-color:var(--yellow);background:var(--yellow);transform:rotate(45deg)}.faq-answer{max-width:760px;padding:0 66px 30px 0}.faq-answer p{color:#4b4d47;margin:0;font-size:15px;line-height:1.75}.faq-answer a{color:#494116;text-underline-offset:4px;margin-top:16px;font-size:12px;font-weight:760;display:inline-block}.site-footer{color:var(--white);background:#20211f;padding-block:80px 40px}.footer-top{justify-content:space-between;gap:64px;display:flex}.footer-brand{color:var(--white)}.footer-top p{color:#aeb0aa;margin:12px 0 0}.footer-links{grid-template-columns:repeat(2,minmax(120px,1fr));gap:14px 32px;display:grid}.footer-links a{color:#d5d6d2;font-size:13px}.footer-privacy-button{color:#d5d6d2;width:fit-content;font:inherit;text-align:left;cursor:pointer;background:0 0;border:0;padding:0;font-size:13px}.footer-links a:hover,.footer-privacy-button:hover{color:var(--white);text-underline-offset:4px;text-decoration:underline}.compliance-block{color:#979994;border-top:1px solid #42433f;margin-top:68px;padding-top:28px;font-size:11px;line-height:1.65}.compliance-block strong{color:#d3d4cf}.compliance-block p{max-width:980px;margin:9px 0 0}.privacy-banner{z-index:1000;width:min(880px,100% - 48px);color:var(--white);background:#20211f;border:1px solid #464741;border-radius:14px;align-items:center;gap:24px;margin-inline:auto;padding:16px 18px;display:flex;position:fixed;bottom:24px;left:24px;right:24px;box-shadow:0 18px 48px #1414123d}.privacy-banner-copy{flex:auto}.privacy-banner-copy strong{font-size:13px;display:block}.privacy-banner-copy p{color:#c9cac5;max-width:710px;margin:4px 0 0;font-size:12px;line-height:1.55}.privacy-banner-copy a,.privacy-details-toggle{color:var(--white);text-underline-offset:3px;font-weight:700}.privacy-details-toggle{font:inherit;font-size:inherit;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.privacy-banner-copy .privacy-banner-details{color:#b9bbb5;border-top:1px solid #464741;max-width:690px;margin-top:9px;padding-top:9px}.privacy-banner-actions{flex:none;gap:10px;display:flex}.privacy-button{min-width:92px;min-height:40px;font:inherit;cursor:pointer;border:1px solid #0000;border-radius:999px;padding:0 15px;font-size:11px;font-weight:760}.privacy-button-secondary{color:var(--white);background:0 0;border-color:#65665f}.privacy-button-primary{background:var(--yellow);color:var(--ink)}.privacy-button:hover{transform:translateY(-1px)}.privacy-banner-close{color:#c9cac5;cursor:pointer;background:0 0;border:0;width:30px;height:30px;font-size:22px;line-height:1;position:absolute;top:7px;right:10px}.privacy-page{background:var(--paper);min-height:100vh}.privacy-page-header{border-bottom:1px solid var(--line);justify-content:space-between;align-items:center;padding-block:26px;display:flex}.privacy-back-link{color:var(--ink);text-underline-offset:4px;font-size:13px;font-weight:700}.privacy-policy{max-width:920px;padding-block:clamp(70px,10vw,120px)}.privacy-policy h1{letter-spacing:-.055em;max-width:760px;margin:24px 0 0;font-size:clamp(48px,8vw,92px);line-height:.98}.privacy-policy-intro{color:#464842;max-width:720px;margin:30px 0 64px;font-size:clamp(18px,2vw,22px);line-height:1.65}.privacy-policy section{border-top:1px solid var(--line);grid-template-columns:minmax(180px,240px) minmax(0,1fr);gap:34px;padding-block:30px;display:grid}.privacy-policy h2{margin:0;font-size:18px;line-height:1.35}.privacy-policy section>p{color:#50524c;grid-column:2;margin:0;line-height:1.75}.privacy-policy section>p+p{margin-top:-18px}.privacy-policy a{color:var(--ink);text-underline-offset:3px;font-weight:700}.privacy-policy-updated{color:var(--muted);margin:42px 0 0;font-size:12px}.compliance-block span{margin-top:22px;display:block}@media (width<=1160px){:root{--shell:min(100% - 56px, 1040px)}.hero{min-height:700px}.nav-links{gap:18px}.nav-links a{font-size:12px}.clarity-visual{width:min(100%,720px);margin-inline:auto}.simplification-showcase{grid-template-columns:1fr}.simplification-copy{max-width:720px}.contact-section{grid-template-columns:minmax(0,.85fr) minmax(430px,1fr);gap:60px}}@media (width<=900px){:root{--shell:min(100% - 44px, 760px)}.site-header{min-height:78px}.nav-links a:not(.nav-cta){display:none}.hero{grid-template-columns:1fr;min-height:auto;padding-block:62px 86px}.clarity-visual{width:100%}.why-etfs-intro{grid-template-columns:1fr;gap:30px}.etf-definition{max-width:680px}.etf-benefits{grid-template-columns:repeat(2,minmax(0,1fr))}.about-grid{grid-template-columns:1fr;gap:56px}.about-media{width:min(100%,620px);position:static}.contact-section{grid-template-columns:1fr}.faq-layout{grid-template-columns:1fr;gap:52px}.why-etfs-section,.about-section,.journey-section,.fit-section,.testimonials-section,.contact-section,.faq-section{padding-block:90px}.contact-section{gap:54px}.journey-paths,.fit-heading,.fit-grid,.testimonial-heading{grid-template-columns:1fr}.fit-heading{gap:28px}.testimonial-heading{gap:32px}.testimonial-summary{border-top:1px solid #4c4d48;border-left:0;padding:24px 0 0}.contact-copy{position:static}}@media (width<=760px){.metrics{grid-template-columns:1fr;max-width:520px}.metrics div,.metrics div+div{border-left:0;border-bottom:1px solid var(--line);padding:18px 20px}.metrics div:last-child{border-bottom:0}}@media (width<=620px){:root{--shell:calc(100% - 32px)}.brand{font-size:17px}.nav-links{gap:0}.nav-links .nav-cta{padding:9px 13px;font-size:11px}.hero{padding-block:48px 72px}.hero h1{font-size:clamp(48px,14vw,66px)}.hero-description{font-size:17px}.hero-actions{flex-direction:column;align-items:stretch;gap:18px}.clarity-visual{border-radius:22px;padding:24px 18px}.why-etfs-heading h2{font-size:48px}.etf-definition{font-size:17px}.etf-benefits{grid-template-columns:1fr}.etf-benefit{min-height:auto}.etf-benefit h3{margin-top:0}.simplification-showcase{border-radius:26px;margin-top:52px;padding:34px 18px}.about-photo{border-radius:24px}.about-photo-caption{bottom:22px;left:22px;right:22px}.about-copy h2{font-size:50px}.about-lead{font-size:18px}.about-narrative blockquote{padding-left:18px}.portfolio-comparison{grid-template-columns:1fr;gap:20px;margin-top:32px}.portfolio-phone{max-width:250px}.flow-arrow{justify-self:center;transform:rotate(90deg)}.section-heading{flex-direction:column;align-items:flex-start;gap:24px}.field-row{grid-template-columns:1fr;gap:0}.journey-intro h2{font-size:48px}.journey-intro>p:last-child{font-size:15px}.journey-paths{margin-top:42px}.journey-path{border-radius:22px;padding:30px 22px}.journey-path-label h3{font-size:34px}.journey-foundation{border-radius:24px;padding:32px 24px}.journey-principles{grid-template-columns:1fr}.journey-principles article{padding:24px 0}.journey-principles article+article{border-top:1px solid #4c4d48;border-left:0;padding-left:0}.journey-entry-cta{padding:0 20px 60px}.journey-entry-cta .button,.testimonial-cta .button-yellow{width:100%;min-width:0}.fit-heading h2{font-size:48px}.fit-card{border-radius:24px;padding:30px 24px}.fit-card-heading{min-height:0;margin-bottom:24px}.fit-card h3{font-size:32px}.testimonial-heading h2{font-size:48px}.testimonial-marquee{margin-top:50px;-webkit-mask-image:linear-gradient(90deg,#0000,#000 3% 97%,#0000);mask-image:linear-gradient(90deg,#0000,#000 3% 97%,#0000)}.testimonial-card{width:calc(100vw - 48px);padding:24px}.faq-heading h2{font-size:48px}.faq-item summary{grid-template-columns:minmax(0,1fr) 38px;gap:18px;min-height:78px;font-size:17px}.faq-icon{width:38px;height:38px}.faq-answer{padding-right:0}.footer-top{flex-direction:column}.footer-links{grid-template-columns:1fr}.privacy-banner{border-radius:16px;flex-direction:column;align-items:stretch;gap:16px;width:calc(100% - 24px);padding:18px;bottom:12px;left:12px;right:12px}.privacy-banner-actions{width:100%}.privacy-button{flex:1 1 0}.privacy-page-header{gap:24px}.privacy-page-header .brand{font-size:15px}.privacy-policy h1{font-size:52px}.privacy-policy section{grid-template-columns:1fr;gap:14px}.privacy-policy section>p{grid-column:1}.privacy-policy section>p+p{margin-top:0}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button,.metrics div,.metrics dt,.etf-benefit,.journey-path{transition:none}.complex-list-track{animation:none}.testimonial-marquee{overflow-x:auto;-webkit-mask-image:none;mask-image:none}.testimonial-track{animation:none;transform:none}.testimonial-set[aria-hidden=true]{display:none}}
